MEMBER FRUAD ALERT: LRRCU has been contacted by several members in regards to receiving phone calls/messages from a 'Fraud detection' company stating that the members MasterCard has been blocked and proceeds to ask them to press '1' to proceed, or may leave a message asking them to call a number back.

Current Rates

Looking to purchase a car, or interested in a home equity loan? We offer a comparable advantage... View our starting rates below.

  • Auto (new) 1.99%
  • Auto (used) 1.99%
  • Home Equity 3.50%
  • Credit Card 6.90%

APR = Annual Percentage Rate / DTI = Debt to Income Ratio
*Rates & Terms are Determined by Credit Score & Subject to Change Without Notice

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Our Latest Blog

Creating a Family Budget is Necessary in Today’s Economy

Posted on: August 27, 2014
There are several milestones in your life when it may be necessary to evaluate your personal finances and create a family budget. Expecting a new baby, making a big career change, or taking that big step to reduce debt are just a few life events that can create the need to assess your earning and spending plan. Here we outline some simple ways to get started. Know What’s Coming In and What’s Going Out Start by gathering a paper trail of all your earnings and spending. Pull paycheck stubs; look at your mortgage or rent, car payments, and utilities; and gather banks statements and credit card statements. Lay these all out in list form (Income vs. Expense) so you have a very clear picture of what dollars are coming in each month and what dollars are being spent. Simple budget templates that you can follow can be found online. A…
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NOTICE: Change in Electronic Bill Payment PIN Requirements Starting September 1, 2014.


Whether you are looking to purchase your first home or you want to start saving for retirement, Lancaster Red Rose Credit Union has an extensive selection of products and services to meet your banking needs.

The Lancaster Red Rose Credit Union’s mission is to exceed the needs of our members by providing reliable, quality financial services that will improve the lives of those we serve. Our vision at Lancaster Red Rose Credit Union is to grow membership through community outreach, education and reliable financial services.

Resource Center

Welcome to our resource center. Financial decisions are a part of life. From investing, to borrowing, to managing debt, and planning for retirement, hardly a day goes by that doesn't involve some sort of financial decision. And making the right decisions can be challenging. Whether you are planning for your first apartment or your first trip around the world, we have the information and resources you need to make your money work harder for you. Our Resource Center provides you with a vast amount of information concerning your financial well-being.

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Our E-Statements are a free alternative to receiving your LRRCU account statement(s) in the mail each month or quarter. With this convenient service, you’ll receive your statements electronically. We’ll send you an email each time letting your know your statement is available to view and download online. It’s easy and offers several benefits over paper statements.

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Mortgage Center

Knowledge is power. It's the power to know what your choices really are. It's the power to make good decisions. Whether you are a first time home-buyer, or looking to refinance your existing mortgage, you can count on the knowledgeable staff at LRRCU to find the best mortgage for you. Visit our LRRCU Mortgage Center today.

Mortgage Resources