| Account Closure within 90 days of opening |
$5.00 |
| Account History Print Out |
$2.00 per history |
| Account Research (one hour minimum) |
$25.00 per hour |
| Card Replacement (ATM/ Debit Card / MasterCard) members requested |
$5.00 per card |
| Pin Reorder ( Debit or ATM card) |
$5.00 per pin |
| Replacement Card/ Pin Expedited ( to home or CU) |
$110.00 per card |
| ATM transactions (after 5 transactions) |
$0.50 per occurrence |
| Cashier’s/Certified/Bank Check (One free per day) |
$5.00 per check |
| Check Cashing (Members with Shares only) |
$2.00 per check |
| Check Cashing, Non Members (Checks drawn on LRRCU only) |
$5.00 per check |
| Club Early W/D & Closing |
$5.00 per occurence |
| Dormant Accounts ( 12 months of no member initiated activity) |
$5.00 per month |
| Excessive Withdrawal * |
$10.00 per occurrence |
| Escheat Account Processing |
$50.00 per account |
| Fax Service |
$2.00 per page |
| Legal Processes ( Levy, Writ, Subpoena, Garnishment) |
$125.00 per occurrence (plus attorney fee) |
| Membership |
$1.00 |
| Money Market Savings (below $5000) |
$5.00 per month |
| Money Orders |
$1.00 per item |
| Overdraft Privilege |
$30.00 per item |
| Overdraft Protection Transfer |
$10.00 per item |
| Overdrafts (includes in-person, ATM, electronic, and check withdrawals) |
$30.00 per item |
| Payoff Letter |
$10.00 per letter |
| Returned Items ( ACH Non-Sufficient Funds / Deposited Checks Return Unpaid ) |
$30.00 per item |
| Returned Items |
$30.00 per item |
| Share Draft/Check Copy |
$2.00 per copy |
| Statement Reprint |
$2.00 per copy |
| Stop Payments ( Share Draft / Check Copy) |
$30.00 per item |
| Stop Payments ( Cashier's Check / Money Order) |
$5.00 per item |
| VISA Gift Cards |
$3.00 per gift card |
| Incoming Wire Transfers ( Domestic / International ) |
$5.00 per wire |
| Outgoing Wire Transfers – Domestic |
$20.00 per wire |
| Outgoing Wire Transfers – International |
$40.00 per wire |
| Shared Branching - Account History Print-Out |
$2.00 per history |
| Shared Branching - Cashier's Check |
$5.00 per check |
| Shared Branching - Money Order |
$2.00 per item |
| Shared Branching - Notary Services |
$3.00 per document |
| Shared Branching - Visa Gift Cards |
$3.00 per gift card |
| Access to over 30,000 "CO-OP Network" ATMS |
FREE |
| Mail Deposits |
FREE |
| Online Banking |
FREE |
| Mobile Banking / Mobile Deposits |
FREE |
| Online Bill Pay |
FREE |
| Night Deposits |
FREE |
| Notary Service |
FREE |
| Telephone Transfers |
FREE |
| Cash Advance |
FREE |
| Co-Op Shared Branching |
FREE |
| E-Statements |
FREE |
| |
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| *Under Federal Regulation you may make no more than six preauthorized withdrawals, automatic, internet or telephone transfers, checks, drafts,and debit card or other similar transactions from your savings account or money market per statement cycle. |
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