Current Rates

Looking to purchase a car, or interested in a home equity loan? We offer a comparable advantage... View our starting rates below.

  • Auto (new) 1.49%
  • Auto (used) 1.49%
  • Home Equity 3.50%
  • Credit Card 6.00%

APR = Annual Percentage Rate / DTI = Debt to Income Ratio
*Rates & Terms are Determined by Credit Score & Subject to Change Without Notice

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Our Latest Blog

Personal Finance Tips: How Americans Spend Money | Infographic

Posted on: April 19, 2018
Financial management can be tricky, and it's a constant struggle for many American families. Take a look at this graph displaying personal savings rates in the United States from 1960 to 2017. According to the statistics, we are saving less and spending more than previous decades. What's going on? Where is the money going and why aren't Americans saving more money for the future? According to a graph based on 2016 U.S. spending habits, American budgets don't leave much room for savings. With an average household earning of $74,664, the budget breaks down to spending: 32.9% on housing 17% on transportation 12.5% on food 11.3% on personal insurance 7.8% on healthcare 5.1% on entertainment 4.5% on miscellaneous items 3.3% on apparel 3.2% on cash contributions 2.3% on education Taking that into consideration, it's no wonder personal saving rates are so low. Get a better overall picture of American personal finances by taking a look at the…
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LANCASTER CREDIT UNION – REAL PEOPLE – REAL SOLUTIONS – REAL FAST

Whether you are looking to purchase your first home or you want to start planning for retirement, Lancaster Red Rose Credit Union has an extensive selection of products and services to meet your banking needs.

Are you savings towards something special? A family getaway or your holiday shopping, or teaching the youngest members of your household the basics of smart savings. We have an account perfectly suited for you.

Worried about staying in touch with Lancaster Red Rose Credit Union, and your accounts while you're on the go? Don't be! Easily access your account information, transfer funds and pay bills with our online and mobile banking features. Traveling beyond Lancaster, PA? With your Co-Op Shared Branching program, you can access your money from a nationwide network of self-serve banking locations at no additional charge.

The Lancaster Red Rose Credit Union’s mission is to exceed the needs of our members by providing reliable, quality financial services that will improve the lives of those we serve. Our vision at Lancaster Red Rose Credit Union is to grow membership through community outreach, education and reliable financial services.

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Resource Center

Welcome to our resource center. Financial decisions are a part of life. From investing, to borrowing, to managing debt, and planning for retirement, hardly a day goes by that doesn't involve some sort of financial decision. And making the right decisions can be challenging. Whether you are planning for your first apartment or your first trip around the world, we have the information and resources you need to make your money work harder for you. Our Resource Center provides you with a vast amount of information concerning your financial well-being.

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Estatements

Our E-Statements are a free alternative to receiving your LRRCU account statement(s) in the mail each month or quarter. With this convenient service, you’ll receive your statements electronically. We’ll send you an email each time letting your know your statement is available to view and download online. It’s easy and offers several benefits over paper statements.

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Mortgage Center

Knowledge is power. It's the power to know what your choices really are. It's the power to make good decisions. Whether you are a first time home-buyer, or looking to refinance your existing mortgage, you can count on the knowledgeable staff at LRRCU to find the best mortgage for you. Visit our LRRCU Mortgage Center today.

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