Current Rates

Looking to purchase a car, or interested in a home equity loan? We offer a comparable advantage... View our starting rates below.

  • Auto (new) 1.99%
  • Auto (used) 1.99%
  • Home Equity 3.75%
  • Credit Card 6.90%

APR = Annual Percentage Rate / DTI = Debt to Income Ratio
*Rates & Terms are Determined by Credit Score & Subject to Change Without Notice

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Our Latest Blog

The Problems with Prepaid Debit Cards

Posted on: August 27, 2015
There's always a little bit of confusion surrounding prepaid debit cards.  They certainly aren't credit cards, they're more than gift cards, and they work a little bit differently than your bank's debit card. Very simply, once activated, prepaid debit cards can be loaded with money, by transferring money from a bank account, through direct deposit or with cash, and you can use them at ATMs and for purchases anywhere you would use a bank debit card.  When the funds on the card have been spent, you can reload the card with more money. And their popularity is growing. According to a 2014 Wall St. Journal blog post: The use of prepaid debit cards has grown from 1.3 billion total transactions in 2009 to 3.3 billion in 2013 Consumers were expected to load nearly $100 billion onto general-purpose prepaid cards in 2014, up from $19.5 billion six years ago But along…
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NOTICE: Change in Electronic Bill Payment PIN Requirements Starting September 1, 2014.

REAL PEOPLE – REAL SOLUTIONS – REAL FAST

Whether you are looking to purchase your first home or you want to start planning for retirement, Lancaster Red Rose Credit Union has an extensive selection of products and services to meet your banking needs.

Are you savings towards something special? A family getaway or your holiday shopping, or teaching the youngest members of your household the basics of smart savings. We have an account perfectly suited for you.

Worried about staying in touch with Lancaster Red Rose Credit Union, and your accounts while you're on the go? Don't be! Easily access your account information, transfer funds and pay bills with our online and mobile banking features. Traveling beyond Lancaster, PA? With your Co-Op Shared Branching program, you can access your money from a nationwide network of self-serve banking locations at no additional charge.

The Lancaster Red Rose Credit Union’s mission is to exceed the needs of our members by providing reliable, quality financial services that will improve the lives of those we serve. Our vision at Lancaster Red Rose Credit Union is to grow membership through community outreach, education and reliable financial services.

Resource Center

Welcome to our resource center. Financial decisions are a part of life. From investing, to borrowing, to managing debt, and planning for retirement, hardly a day goes by that doesn't involve some sort of financial decision. And making the right decisions can be challenging. Whether you are planning for your first apartment or your first trip around the world, we have the information and resources you need to make your money work harder for you. Our Resource Center provides you with a vast amount of information concerning your financial well-being.

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Estatements

Our E-Statements are a free alternative to receiving your LRRCU account statement(s) in the mail each month or quarter. With this convenient service, you’ll receive your statements electronically. We’ll send you an email each time letting your know your statement is available to view and download online. It’s easy and offers several benefits over paper statements.

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Mortgage Center

Knowledge is power. It's the power to know what your choices really are. It's the power to make good decisions. Whether you are a first time home-buyer, or looking to refinance your existing mortgage, you can count on the knowledgeable staff at LRRCU to find the best mortgage for you. Visit our LRRCU Mortgage Center today.

Mortgage Resources
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