Time for Board Nominations
Read More

Current Rates

Looking to purchase a car, or interested in a home equity loan? We offer a comparable advantage... View our starting rates below.

  • Auto (new) 1.99%
  • Auto (used) 1.99%
  • Home Equity 3.75%
  • Credit Card 6.90%

APR = Annual Percentage Rate / DTI = Debt to Income Ratio
*Rates & Terms are Determined by Credit Score & Subject to Change Without Notice

View More

Our Latest Blog

Deferred Interest Financing, What’s My Best Option?

Posted on: February 27, 2015
We’ve all been there, you’re at a furniture or home improvement store and are facing the question: “Would you like 5% off or 6-months interest free on this purchase?”  You’re suddenly faced with the need for a quick-decision that could put a great deal of pressure on your financial situation in the not-so-distant future.  But before you opt for the deferred interest option, there are a few things to consider. 1/5 of customers who choose deferred interest financing end up paying whopping financing charges on that qualifying purchase. “10-30% of deferred interest customers end up owing interest,” on the purchase they made during the promotional timeline. So, let’s think of this deferred interest purchase in two scenarios: Scenario 1: Bob has a store card to a home improvement store in his town. He’s currently looking to buy a new washer and dryer for his home. Additionally, Bob has to pay…
Continue Reading
NOTICE: Change in Electronic Bill Payment PIN Requirements Starting September 1, 2014.
Read More

REAL PEOPLE – REAL SOLUTIONS – REAL FAST

Whether you are looking to purchase your first home or you want to start planning for retirement, Lancaster Red Rose Credit Union has an extensive selection of products and services to meet your banking needs.

Are you savings towards something special? A family getaway or your holiday shopping, or teaching the youngest members of your household the basics of smart savings. We have an account perfectly suited for you.

Worried about staying in touch with Lancaster Red Rose Credit Union, and your accounts while you're on the go? Don't be! Easily access your account information, transfer funds and pay bills with our online and mobile banking features. Traveling beyond Lancaster, PA? With your Co-Op Shared Branching program, you can access your money from a nationwide network of self-serve banking locations at no additional charge.

The Lancaster Red Rose Credit Union’s mission is to exceed the needs of our members by providing reliable, quality financial services that will improve the lives of those we serve. Our vision at Lancaster Red Rose Credit Union is to grow membership through community outreach, education and reliable financial services.

Online Banking
Rewards Program
Online Payments
Shared Branching

Resource Center

Welcome to our resource center. Financial decisions are a part of life. From investing, to borrowing, to managing debt, and planning for retirement, hardly a day goes by that doesn't involve some sort of financial decision. And making the right decisions can be challenging. Whether you are planning for your first apartment or your first trip around the world, we have the information and resources you need to make your money work harder for you. Our Resource Center provides you with a vast amount of information concerning your financial well-being.

View Resources

Estatements

Our E-Statements are a free alternative to receiving your LRRCU account statement(s) in the mail each month or quarter. With this convenient service, you’ll receive your statements electronically. We’ll send you an email each time letting your know your statement is available to view and download online. It’s easy and offers several benefits over paper statements.

View Statement

Mortgage Center

Knowledge is power. It's the power to know what your choices really are. It's the power to make good decisions. Whether you are a first time home-buyer, or looking to refinance your existing mortgage, you can count on the knowledgeable staff at LRRCU to find the best mortgage for you. Visit our LRRCU Mortgage Center today.

Mortgage Resources
Bear