What are you dreaming about? Taking an extended vacation to an exotic destination or escaping for a relaxing long weekend? Driving a reliable car that seats everyone comfortably? Sending your children to college? Remodeling your home?

With our line of innovative loan products, we can help make your dreams a reality. LRRCU members enjoy excellent rates and even better customer service on every type of loan we offer. Apply for a loan online, at one of our branches, or by calling 717-295-6685 or 800-995-6685.

The LRRCU Smart Option Student Loan by Sallie Mae®

For borrowers attending degree-granting institutions

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Now you can pay for college the smart way with three great repayment options and competitive interest rates!

The loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here.

The Smart Option Student Loan features and benefits:

  • We offer a choice of competitive fixed and variable interest rates providing even more choice and flexibility
  • No origination fees and no prepayment penalty
  • Borrow up to 100% of school certified education costs (minimum $1,000)
  • Multiple in-school repayment options available
  • Borrower benefits available-like rewards and interest rate reductions
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
  • Get a quick credit result by applying online. It’s quick, easy, and only takes about 15 minutes to apply.
  • 24/7 online account management

To learn more or to apply, please get started here.

* We are compensated by Sallie Mae for the referral of Smart Option Student Loan customers.

Signature Loans

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Like things quick and painless? Need up to $15,000? A Signature Loan is probably the way to go. The money can be used for almost anything you'd like, from bill consolidation or tuition, to checking overdraft or vacations. LRRCU offers three convenient types of personal loans: unsecured, share secured and certificate secured.

To apply for a signature loan, click here.

  • Financing terms as long as 60 months
  • No Prepayment Penalties!
  • No Document Preparation Fees

Is your credit up to par? Find out for free at annualcreditreport.com.

Vehicle Loans

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No matter how you roll, chances are you'll find a LRRCU vehicle loan for your next ride. With low rates, flexible terms and friendly people waiting to quickly and easily walk you through the process, LRRCU can help.

To apply for a vehicle loan, click here.

New & Used (Cars, Trucks, Motorcycles)

Finance up to 100% of the purchase price or loan vehicle value in the current NADA Used Car Cost Guide, including tax and license. Used vehicle must be less than 7 years old.

Older Models

Borrow up to 100% of the loan value of vehicles in NADA for older cars/trucks. Classic Cars are 7 years or older and must carry a minimum value of $5,000.

Recreational Vehicle & Power/Sport (RVs, Boats, Jet Skis, ATVs)

Begin enjoying the great outdoors with convenient terms up to 120 months. Certain restrictions apply, contact a member representative for detail at 717-295-6685 or email us with your question.

Useful links:

Find values of vehicles anytime with NADA.
Is your credit up to par? Find out for free at annualcreditreport.com.

See some of your options from our partner, Enterprise Car Sale Services