Checking
Checking & ATM/Debit Card
If you want a little something extra, why not let your checking account pay you? LRRCU Checking accounts can earn interest no matter what your balance.
Your Personal Checking
A LRRCU Checking account combines a host of features into one, complete checking account. And best of all, it's free of fees, and free of hassles. For most people, it's the only checking account they'll ever need.
Your Business Checking
Let us handle all your business' checking needs with no service fees and no minimum balance. The same great benefits of Your Personal Checking rolled into Your Business Checking.
Mature Advantage Checking
For members over the age of 50 there are great benefits to be had. From free checks to unlimited debit and ATM transactions, LRRCU offers the best checking account benefits around. We'll even throw in a higher interest rate on your checking account for good measure.
Get started here.
VISA Check Card
Everyone needs a check card. This one is ours. The VISA Check Card is faster than writing checks, and safer than carrying cash.
- Accepted at million of locations worldwide
- Unlimited Credit Transactions
- No annual fee
Current LRRCU members may apply for a VISA Check Card by calling our office at 717.295.6685 or 800.995.6685 outside the 717 area code. Or visit your local LRRCU branch.
Members who do not have a checking account may be issued an ATM card to access their savings.
VISA Debit Card Rewards® Program - UChoose Rewards
- Shop! with UChoose Rewards® - You can shop like you normally would and watch the rewards add up. Plus, shop with participating UChoose Rewards® retailers and earn even more points!
- Earn Points - Simply use your Debit Card Rewards anywhere and you will earn points per dollar spent when you shop for everyday needs and more. But that's not all - earn even MORE points when you use your Red Rose Mastercard at the participating retailers listed on this website It's that easy!
- Enjoy Your Rewards - Watch your rewards add up! Then, redeem them for exciting options like the latest electronics, trendy clothing, airline tickets – and more!
Verified by Visa Enrollment Site
Cardholders who would like to register their cards for Verified by Visa, please click here.
ATM/Check Card & Checking fees:
Effective August 1, 2013
| Automated Overdraft Transfer | $10.00 per item |
| Manual Overdraft Transfer | $15.00 per item |
| Non Sufficient Funds | $30.00 per item |
| Returned Items | $30.00 per item |
| Stop Payments | $10.00 per item $15.00 lifetime $20.00 per range |
| Statement Copy Fee | $2.00 per copy |
| Share Draft/Check Copy | $2.00 per copy |
| Account History Printout | $2.00 per history |
| Account Research | $25.00 per hour |
| Club Early W/D & Closing | $5.00 each time |
| Cashier's Check | $5.00 after 1 free |
| Check Cashing, Members Has Shares Only - Check is higher than balance |
$2.00 each check |
| Check Cashing, Non-Members (on-us) | $5.00 each check |
| Money Orders | $1.00 each |
| Travelers Checks | $1.00 per $300 purchased |
| Wire Transfers – Domestic | $15.00 each |
| Wire Transfers – International | $40.00 each |
| Wire Transfers – Incoming | $5.00 each |
| ATM Transactions (After 5 Free) | $0.50 each |
| Card Replacement VISA/MC | $5.00 each |
| Membership | $1.00 |
| VISA Gift Cards | $2.00 or 3 for $5.00 |
| Share Account Closing – if account closed within 90 days of opening the account |
$5.00 each time |
| Money Market Shave Savings | $5.00 per month if balance drops below $5000 |
| Escheat Shares to PA | $25.00 |
| Writs/Garnishments | $125.00 each |
| Domestic Relations Order | $50.00 each |
| Inactive Account Fee | $1.00 per month |
| No Transaction Slip Completed | $1.00 each time |
| Real Estate Loan Payoff Letter | $10.00 per letter |
