Checking

Checking & ATM/Debit Card

If you want a little something extra, why not let your checking account pay you? LRRCU Checking accounts can earn interest no matter what your balance.

Your Personal Checking

A LRRCU Checking account combines a host of features into one, complete checking account. And best of all, it’s free of fees, and free of hassles. For most people, it’s the only checking account they’ll ever need.

Your Business Checking

Let us handle all your business’ checking needs with no service fees and no minimum balance. The same great benefits of Your Personal Checking rolled into Your Business Checking.

Mature Advantage Checking

For members over the age of 50 there are great benefits to be had. From free checks to unlimited debit and ATM transactions, LRRCU offers the best checking account benefits around. We’ll even throw in a higher interest rate on your checking account for good measure.

Get started here.

VISA Debit Card

Everyone needs a check card. This one is ours. The VISA Debit Card is faster than writing checks, and safer than carrying cash.

  • Accepted at million of locations worldwide
  • Unlimited Credit & Point of Sale Transactions
  • No annual fee

Current LRRCU members may apply for a VISA Debit Card by calling our office at 717.295.6685 or 800.995.6685 (if outside the 717 area code). Or visit your local LRRCU branch.

Members who do not have a checking account may be issued an ATM card to access their savings.

Visa and MasterCard Rewards® Program

Link your credit & debit cards for added value.

  • Shop! with UChoose Rewards® - You can shop like you normally would and watch the rewards add up. Plus, shop with participating UChoose Rewards® retailers and earn even more points!
  • Earn Points – Simply use your Debit Card Rewards anywhere and you will earn points per dollar spent when you shop for everyday needs and more. But that’s not all – earn even MORE points when you use your LRRCU Visa or MasterCard at the participating retailers listed on this website It’s that easy!
  • Enjoy Your Rewards – Watch your rewards add up! Then, redeem them for exciting options like the latest electronics, trendy clothing, airline tickets – and more

Lancaster Red Rose CU’s Verified by Visa Service!

VerifiedByVisaVerified by Visa adds an extra layer of security to make it harder for someone else to use your Visa card to shop online in the unfortunate event your Visa card or account number is lost or stolen. Each time your Visa credit or debit card is presented to make an online purchase at a participating merchant, know that Verified by Visa is working to make sure it is you that is attempting to make that purchase and not someone else. There is no special software to install. You will continue to shop as usual, and your enrolled Visa card number will be automatically recognized at checkout.

Why should I sign up for Verified by Visa?

Visa offers comprehensive fraud protection, but Verified by Visa goes even a step further, adding an extra layer of security at the point where you enter credit card information online. The service helps prevent unauthorized online use before it happens.

Doesn’t Visa already protect my card from theft and fraud?

Visa’s multiple layers of protection give you an extraordinary level of security, so you can feel confident whenever and wherever you use your card. Verified by Visa is only one part of our five-layer system to prevent, detect, and resolve security issues. Specifically designed to make online shopping experiences safer and more secure, Verified by Visa gives you extra control over your Internet transactions.

Can I use Verified by Visa with any Visa card I have now?

Yes, Verified by Visa is designed to protect the Visa card, or cards, that you already have – whether they are credit cards or debit cards.

How do I shop with Verified by Visa?

When you pay with your Visa card, the Verified by Visa service launches automatically at participating online stores. After you enter your Visa card number and submit your order, a Verified by Visa window will appear and your card issuer will display an authentication page.

Overdraft Privilege Program

Overdraft Privilege is a value-added service that may protect everyday, one-time debit card transactions, payments via personal check, and other purchases using your checking account in the event you have insufficient funds in your account to cover the expense. There are no monthly service fees or an annual fee associated with Overdraft Privilege – you only pay if you use it. Mistakes can happen. Avoid embarrassing situations and keep your options open in the event of an emergency.

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Resources:

Steps for Balancing Your Checking Account

Money Management

Balancing your Checkbook

Personal Budget Planning

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