Checking & ATM/Debit Card

If you want a little something extra, why not let your checking account pay you? LRRCU Checking accounts can earn interest no matter what your balance.

Your Personal Checking

A LRRCU Checking account combines a host of features into one, complete checking account. And best of all, it's free of fees, and free of hassles. For most people, it's the only checking account they'll ever need.

Your Business Checking

Let us handle all your business' checking needs with no service fees and no minimum balance. The same great benefits of Your Personal Checking rolled into Your Business Checking.

Mature Advantage Checking

For members over the age of 50 there are great benefits to be had. From free checks to unlimited debit and ATM transactions, LRRCU offers the best checking account benefits around. We'll even throw in a higher interest rate on your checking account for good measure.

Get started here.

VISA Check Card

Everyone needs a check card. This one is ours. The VISA Check Card is faster than writing checks, and safer than carrying cash.

  • Accepted at million of locations worldwide
  • Unlimited Credit Transactions
  • No annual fee

Current LRRCU members may apply for a VISA Check Card by calling our office at 717.295.6685 or 800.995.6685 outside the 717 area code. Or visit your local LRRCU branch.

Members who do not have a checking account may be issued an ATM card to access their savings.

Visa and MasterCard Rewards® Program - UChoose Rewards

  • Shop! with UChoose Rewards® - You can shop like you normally would and watch the rewards add up. Plus, shop with participating UChoose Rewards® retailers and earn even more points!
  • Earn Points - Simply use your Debit Card Rewards anywhere and you will earn points per dollar spent when you shop for everyday needs and more. But that's not all - earn even MORE points when you use your Red Rose Visa or Mastercard at the participating retailers listed on this website It's that easy!
  • Enjoy Your Rewards - Watch your rewards add up! Then, redeem them for exciting options like the latest electronics, trendy clothing, airline tickets – and more!

Verified by Visa Enrollment Site

Cardholders who would like to register their cards for Verified by Visa, please click here.

ATM/Check Card & Checking fees:

Account History Print Out $2.00 per history
Account Research $25.00 per hour
ATM Transactions (After 5 FREE) $0.50 each
Automated Overdraft Transfer $10.00 per item
Cashier's/Certified/Bank Check $5.00 after 1 free
Check Cashing, Members (Shares only, check is higher than balance of acct) $2.00 each check
Check Cashing, Non Members (on us) $5.00 each check
Club Early W/D & Closing $5.00 each time
Domestic Relations Order $50.00 each
Escheat Shares to PA $25.00
Inactive Account Fee $1.00 per month
Manual Overdraft Transfer $15.00 per item
Membership $1.00
Money Market Savings (below $5000) $5.00 per month
Money Orders $1.00 each
No Transaction Slip Completed $1.00 each time
Non Sufficient Funds $30.00 per item
Real Estate Loan Payoff Letter $10.00 1st letter
$25.00 after 1st
Returned Items $30.00 per item
Share Account Closing (w/in 90 days) $5.00 each time
Share Draft/Check Copy $2.00 per copy
Statement Copy Fee $2.00 per copy
Stop Payments $10.00 per item
$15.00 lifetime
$20.00 per range
Travelers Checks (per $300) $1.00
VISA Gift Cards $2.00 1 card
$5.00 3 cards
VISA/MC Card Replacement $5.00 each
Wire Transfers – Domestic $15.00 each
Wire Transfers – International $40.00 each
Wire Transfers – Incoming $5.00 each
Writs/Garnishments $125.00 each