Vehicle Loans

LRRCU offers three convenient ways to apply for a vehicle loan. Apply online, at your local branch, or by calling 717-295-6685 or 800-995-6685.

 


 

New & Used Vehicle Loan (Cars, Trucks, Motorcycles)

Finance up to 100% of the purchase price or loan vehicle value in the current NADA Used Car Cost Guide, including tax and license. Used vehicle must be less than 7 years old

Older Models

Borrow up to 100% of the loan value of vehicles in NADA for older cars/trucks. Classic Cars are 7 years or older and must carry a minimum value of $3,500.

Apply Now

Step-by-Step Auto Loan Process

New & Used Auto Loans Rates

Score36 Month APR48 Month APR60 Month APR
700+1.99%1.99%2.99%
650—6993.99%3.99%4.99%
600—6496.49%7.49%7.49%1d379f96e1
< 59910.99%10.99%11.99%

APR = Annual Percentage Rate / DTI = Debt to Income Ratio
*Rates & Terms are Determined by Credit Score & Subject to Change Without Notice


Recreational Vehicle & Power/Sport (RVs, Boats, Jet Skis, ATVs)

Begin enjoying the great outdoors with convenient terms up to 120 months. Certain restrictions apply, contact a member representative for details at 717-295-6685 or email us with your question.

Apply Now

Power/Sport/Classic Car Loan Rates

Score36 Month APR48 Month APR60 Month APR
700+2.99%2.99%3.99%
650—6995.99%5.99%6.99%
600—6497.99%7.99%8.99%
< 59912.49%12.49%13.49%

APR = Annual Percentage Rate / DTI = Debt to Income Ratio
*Rates & Terms are Determined by Credit Score & Subject to Change Without Notice

RV Loans Rates

Score60 Month APR84 Month APR120 Month APR
700+7.00%7.50%8.00%
650—6999.00%9.50%10.00%
600—64911.00%11.50%13.00%
< 59912.50%13.00%13.50%

APR = Annual Percentage Rate / DTI = Debt to Income Ratio
*Rates & Terms are Determined by Credit Score & Subject to Change Without Notice


What to expect from a vehicle loan with LRRCU:

  • Low, competitive rates
  • Flexible terms
  • Friendly assistance with every step of the vehicle loan process

Before you apply for a vehicle loan with LRRCU:


Enterprise Car Sales:

partnered with enterprise car sales

Get pre-approved for a used auto loan today and learn more about our partnership with Enterprise Car Sales. Don’t forget to ask us who Andrew is when you arrive!

 

Bear
The phones are currently down for all offices, we are aware of the situation and working diligently to resolve this issue as soon as possible. If you need account information you can still call out to our call-24 number (717)-553-5082 or you can login into your online banking and send us an email that way. We apologize for the inconvenience.