Vehicle Loans

LRRCU offers three convenient ways to apply for a vehicle loan. Apply online, at your local branch, or by calling 717-295-6685 or 800-995-6685.

 


 

New & Used Vehicle Loan (Cars, Trucks, Motorcycles)

Finance up to 100% of the purchase price or loan vehicle value in the current NADA Used Car Cost Guide, including tax and license. Used vehicle must be less than 7 years old

Older Models

Borrow up to 100% of the loan value of vehicles in NADA for older cars/trucks. Classic Cars are 7 years or older and must carry a minimum value of $3,500.

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Step-by-Step Auto Loan Process

New & Used Auto Loans Rates

Score36 Month APR48 Month APR60 Month APR
700+1.99%1.99%2.99%
650—6993.99%3.99%4.99%
600—6496.49%7.49%7.49%1d379f96e1
< 59910.99%10.99%11.99%

APR = Annual Percentage Rate / DTI = Debt to Income Ratio
*Rates & Terms are Determined by Credit Score & Subject to Change Without Notice


Recreational Vehicle & Power/Sport (RVs, Boats, Jet Skis, ATVs)

Begin enjoying the great outdoors with convenient terms up to 120 months. Certain restrictions apply, contact a member representative for details at 717-295-6685 or email us with your question.

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Power/Sport/Classic Car Loan Rates

Score36 Month APR48 Month APR60 Month APR
700+2.99%2.99%3.99%
650—6995.99%5.99%6.99%
600—6497.99%7.99%8.99%
< 59912.49%12.49%13.49%

APR = Annual Percentage Rate / DTI = Debt to Income Ratio
*Rates & Terms are Determined by Credit Score & Subject to Change Without Notice

RV Loans Rates

Score60 Month APR84 Month APR120 Month APR
700+7.00%7.50%8.00%
650—6999.00%9.50%10.00%
600—64911.00%11.50%13.00%
< 59912.50%13.00%13.50%

APR = Annual Percentage Rate / DTI = Debt to Income Ratio
*Rates & Terms are Determined by Credit Score & Subject to Change Without Notice


What to expect from a vehicle loan with LRRCU:

  • Low, competitive rates
  • Flexible terms
  • Friendly assistance with every step of the vehicle loan process

Before you apply for a vehicle loan with LRRCU:


Enterprise Car Sales:

partnered with enterprise car sales

Get pre-approved for a used auto loan today and learn more about our partnership with Enterprise Car Sales. Don’t forget to ask us who Andrew is when you arrive!

 

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