Home Equity Loan

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We offer a home equity line of credit (HELOC) or a fixed loan, both allowing you to tap into your home’s value at an affordable rate. The LRRCU HELOC offers the unique convenience of MasterCard access, making all those trips to the hardware store a bit easier.

Fixed Home Equity Loan

If your plans call for readily available capital, a fixed-rate Home Equity Loan may be the perfect fit for you!

  • Stable, fixed rates with affordable payments
  • Competitive rates
  • Up to 90% financing
  • Flexible terms up to 15 years

Apply for a Home Equity Loan

Fixed Rate 2nd Lien Home Equity Loans Rates

Score60 Month APR120 Month APR180 Month APR
700+3.75%4.75%5.75%
650—6994.00%5.00%6.00%
600—6494.25%5.25%6.25%
< 5995.00%6.00%7.00%

APR = Annual Percentage Rate / DTI = Debt to Income Ratio
*Rates & Terms are Determined by Credit Score & Subject to Change Without Notice


Home Equity Line of Credit (HELOC)

LRRCU’s HELOC offers you the convenience of a pre-approved line of credit which you can use as you see fit and only pay interest on the current balance!

  • Variable rate options
  • Interest may be tax-deductible (consult your tax advisor)
  • Competitive rates
  • Convenient MasterCard access
  • Up to 90% financing

Apply for a HELOC

Home Equity Line of Credit Rates

ScorePrime +/-Variable Rate
700+-0.75%4.00%
650—699-0.25%4.00%
600—6490.50%4.00%
< 5991.00%4.25%

APR = Annual Percentage Rate / DTI = Debt to Income Ratio
*Rates & Terms are Determined by Credit Score & Subject to Change Without Notice


Home Insurance Options Provided By Liberty Mutual:

As a member of Lancaster Red Rose Credit Union, you could save hundreds of dollars a year on home insurance with Liberty Mutual.

Liberty Mutual Local Representative: Anita Carlevale LUTCF

1850 William Penn Way, Suite 104

Lancaster, PA 17601   717-443-8780

Anita.Carlevale@LibertyMutual.com

www.LibertyMutual.com/AnitaCarlevale

Fax #1-888-556-5569

 

Still have questions about your home equity loan or a home equity line of credit? Call us today at 717-295-6685 or email us at info@LRRCU.org.

For more information on loans and finances, visit Red Rose’s loans resources page.

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