Transfer Accounts From a Bank to a Credit Union: A Bank Transfer Day Anniversary

Earlier this month the credit union community celebrated the anniversary of Bank Transfer Day.  A grass-roots campaign started in California, the original Bank Transfer Day was held on November 5, 2011.  But as those of us in the credit union … [Read more...]

What is a Good Credit Score?

As you make any financial move, your credit score comes front and center. Simply put, your credit score tells companies your credit worthiness. Anytime you apply for a credit card, home or auto loan, purchase a life insurance policy or even apply for … [Read more...]

Tips for First-Time Home Buyers

With falling temperatures, more people spend time thinking about buying presents, than buying houses. But, if you are first-time home buyer who is house hunting this holiday season, we have some tips for you. 1. Keep in Mind the Pros & Cons … [Read more...]

The Best Personal Finance Apps and Websites

Here at Lancaster Red Rose Credit Union, we care about our members and want each of you to understand the importance of having solid saving and spending plans in place, and better overall financial well-being. While we offer our members financial … [Read more...]

Successfully Plan for Holidays on a Budget [Downloadable Budget Worksheet]

'Tis the season to be jolly!  'Tis the season for the gifts, decorations, family, friends and children on their best behavior.  'Tis the season for overloaded shopping bags, impulse buying and credit card bills.  Wait!  That doesn't sound as … [Read more...]

Buying Life Insurance Doesn’t Have to Be Scary

When it comes to the last week in October, there are several things that can be scary – hockey masks, chainsaws, corn fields, or running out of candy before 8PM on Halloween night. Yikes! One thing that never has to be scary is putting … [Read more...]

Teaching Kids about Credit Cards

Talking to your kids about credit and credit card debt might not seem as important as other life lessons, but in today’s world, it is. Americans hold an average of over $15,000 in credit card debt. The good news is that by the time your children … [Read more...]

Money Tips When Traveling Abroad

Whether you are a frequent international traveler or a trip abroad is a once in a lifetime event, it takes a lot of time and financial resources to plan international travel and we want your trip to be memorable for all the right reasons. The last … [Read more...]

Credit Unions, Customer Service and Social Media

One of the pillars that credit unions were founded on is providing extraordinary, and local, customer service to our members.  The increased use of social media tools has really put a spin on the way that credit unions and other financial … [Read more...]

Protect Yourself By Avoiding Email and Telephone Scams

Each and every day our personal, and even business, email accounts are filled with spam emails. Whether it’s marketing, promotions, newsletters or even online pharmacy emails, they continue to clutter our inboxes and be a nuisance. These spam emails … [Read more...]