With Falling Gas Costs, Keep up Smart Spending Habits

The decline in gas prices — the current national rate at $2.27 per gallon as of Feb. 16 — along with decreasing unemployment and other positive economic signals means that you might be in the mood to spend those savings on a new TV or that new coat … [Read more...]

I Lost My Debit Card! Now What?

Every day it seems our lives are becoming more and more hectic, and sometimes it’s hard to keep track of everything. However, one thing that everyone constantly needs to keep track of is their purse or wallet where their money, driver’s license, … [Read more...]

Sharing Financial Tips for Small Businesses

Lancaster County is well-known as a thriving location for small businesses. A bustling downtown scene with independently owned shops and restaurants, “America's Coolest Small Town” Lititz, PA whose streets are filled with small shop owners, and even … [Read more...]

How Mortgage Insurance Works

It's hard to imagine here in Lancaster, PA, where we are facing a new Winter Weather Advisory, but we're less than 2 months away from spring, ushering us into home-buying season.  The snow melts away, the lawns are a little greener and house hunting … [Read more...]

Online Banking For Your Small Business: How To Protect Yourself

If you're a small business owner, you want to make sure you're protecting your company’s assets and funds. Whether you're the one doing the book work or have someone else doing your finances, you need to be using best practices when performing online … [Read more...]

Tax Preparation: What Tax Forms Do I Need?

We’re getting closer to nobody’s favorite season of the year…tax season.  And even if you’re fortunate to earn yourself a refund this year, there’s a lot of work that goes into it.  Maybe this is the first year you’re filing taxes, or maybe this year … [Read more...]

Signature Loans: What They Are and What They Aren’t

Offered by almost all credit unions, signature loans are available for a wide variety of uses. Pretty much whatever the borrower needs the funds for. The term “signature” loans comes from the fact that all the borrower needs to supply in return for … [Read more...]

Should I Purchase The Extended Warranty For a Big Ticket Item?

Are you eyeing up a new big screen TV for this weekend's big game? Aside from the day after Thanksgiving, the week leading up to the Super Bowl is one of the most popular times of the year to purchase a new TV. And although you're likely to find a … [Read more...]

How Balance Transfers Work: The Good, Bad & Ugly

In a previous post I discussed the downside of store credit cards that are offered during peak shopping seasons (and really, all year long).  If you have succumbed to one of these high interest rate cards, you may be starting to feel the effects.  … [Read more...]

What Is Overdraft and How Can It Be Prevented?

The first question is easy to answer. What is overdraft? An overdraft transaction is an item that gets paid out of your account even though there are not enough funds in that account at the time the item was trying to clear. As far as how you can … [Read more...]