Protect Yourself from Debit Card Fraud

For many people, debit cards are the perfect plastic. They offer most of the conveniences of credit cards with no risk of accumulating debt. They are a great tool for people who are trying to control their spending and stick to a budget. But like … [Read more...]

Is Writing a Will a Financial Necessity?

Do you have a formal will in place?  What are your reasons for procrastinating? Maybe you feel like writing a will is too complicated or too expensive, or maybe you think your property will automatically go to your spouse or children anyway.  If you … [Read more...]

What Business Owners Should Know Before Deciding to Break a Contract

A large part of running a business involves entering into contracts. Some contracts can be relatively minor while others can be rather monumental. No matter what the nature of the contract, a breach of contract might be necessary due to delays, … [Read more...]

3 Ways Women Need to Get Involved with Financial Management

In stereotypes of the past, the financial management of paying bills and balancing the checkbook is often pictured as a man’s responsibility.  But decades of change has shattered this stereotype. The social trends outlined below explain why many … [Read more...]

Lancaster Small Business: Interview with Zoetropolis Art House

We sat down with Leigh, Nate, and Cheila, from Zoetropolis Art House to discuss the financial hurdles facing small art houses and Lancaster small business. We covered a range of topics from paying distributors, balancing wants with needs, and working … [Read more...]

How to Budget When You Have Seasonal Income

Rewarding careers don't always come with a steady paycheck. For people who work in agriculture, construction, tax preparation, entertainment, landscaping or other types of freelance and seasonal businesses, income may vary wildly depending on the … [Read more...]

Nonprofits in Lancaster: Interview with Lancaster Farm Fresh

We recently sat down with Casey Spacht, Founder of Lancaster Farm Fresh, to discuss the ins and outs of local co-ops, financial decision-making, and balancing the wants and needs of farmers in the Lancaster area. How did Lancaster Farm Fresh … [Read more...]

Applying for a Loan? You Should Know Your Debt-to-Income Ratio

We suggest that every customer applying for a loan know their credit score.  It’s a universal ranking that every lender will check during the application process.  It gives a snapshot of your history of borrowing and repaying money.  But, there’s … [Read more...]

A Complete Guide to Home Mortgage Options

Buying a home is an exciting time in your life, but can quickly become frustrating when it comes to understanding home mortgage options. Don’t let financing your home become a burden. Look over this guide to help you determine which home mortgage … [Read more...]

4 Ways to Pay for Home Improvements this Spring

Whether it's a fresh coat of paint, an updated bathroom or kitchen, or a complete outdoor overhaul, the spring weather might be just the encouragement you need to roll up your sleeves and tackle a few home improvement projects. In 2013, homeowners … [Read more...]